If you get hurt on the job, you should expect your employer to take care of you. Employees in Columbus, Georgia are entitled to medical coverage and replacement wages if they get hurt while on the clock. The point of workers’ comp is to provide temporary benefits. It’s not meant to be a long-term solution. The problem is, some people don’t recover from their work-related injuries all that quickly.
If you suffer a work-related injury, you may be out of commission for months. It may be more than a year before you’re ready to return to work. The problem is, you can’t stay on workers’ comp forever. At some point, you need to do one of three things:
- Return to work
- Go on permanent disability
- Settle your claim
Usually, this will happen within the first year. But some cases drag on for much longer than that. It’s not in anyone’s best interest for this to happen. Your employer hates keeping a claim open for that long. He has to pay someone to do your job while you’re out of work. And, his insurance has to continue to pay you until you return to work.
Employees don’t like to be out of work for this long. You don’t receive full wages while out on workers’ comp. Most people can’t afford to live like that for a long time. Attorneys don’t like cases to take forever either. They’d like to settle your claim so they can close your case and be paid their contingency.
Your Columbus workers’ compensation lawyer will work hard to settle your case as quickly as possible.
How Much Will Your Case Settle For?
The way settlement work for workers’ comp cases is based on body parts. Each body part is worth a certain amount of money. For example, if you hurt your back, your case will be worth more than if you hurt your finger.
Your settlement amount will also depend on how disabled you are. If you’re only partially disabled, your settlement will be less than if you’re totally disabled. Someone who will never walk again is going to receive a lot more than someone who needs shoulder surgery.
Your income also plays a part in how big your settlement is. The more you earn, the more you’ll receive. However, there is a limit to this. There is a certain point at which the settlement values max out.
Finally, your age can impact how much you receive. The younger you are, the more your case will be worth. This is because you have more years left to work before you’re scheduled to retire.
Your workers’ compensation lawyer will negotiate with the insurance company to settle your case. He’ll get a private doctor to evaluate you. If he doesn’t, the only opinion you’d have would be that of the company doctor. Of course, the company doctor will say you’re not as bad off as you may be. You’re better off getting a disability report from your doctor. The two sides will meet somewhere in the middle for settlement purposes.
How is My Workers’ Compensation Lawyer Paid?
When your attorney negotiates your settlement, he has to account for a few things. First, he needs to consider inflation. If you’re never going to work again, you need to determine what the present day value of your injuries are. Then you need to compare this to future value. Your workers’ compensation lawyer will find a happy medium.
You also have to paid off your medical bills. If your claim was denied, you may have thousands of dollars in medical bills to pay off.
Finally, you need to pay your attorney. Your attorney works on a contingency. This means he’ll take a percentage of your settlement. You’ll have agreed to this percentage when you signed your retainer agreement. Once he has subtracted his fee, the remainder will be yours.
Call a Columbus Workers’ Compensation Lawyer Today
If you’ve gotten hurt at work, you need to call a workers’ compensation lawyer in Columbus, Georgia. You don’t want to go up against your employer alone. He’s going to have attorneys working for him. If you want to protect your rights as an employee, you’re much better off having a lawyer handle your claim.
Call and schedule your initial consultation today. You can sit down with an experienced workers’ compensation attorney in Columbus. He can answer any questions you may have. He can also let you know what your case may be worth. The consultation is free and you pay nothing until you settle your case.