Workers comp was created to take care of people while they recover from their work-related injuries. It was never intended to be a long-term solution. However, some accidents do leave you permanently disabled. If you are unable to work because of a work-related injury or illness, you should be entitled to compensation.
If you do get hurt at work and fear you’ll be permanently disabled, you need to call a worker’s comp attorney in Moultrie, Georgia.
You won’t be allowed to stay on workers comp forever. Eventually, something has to happen. Either you are well enough to go back to work or you’re not. If you end up permanently disabled because of a work accident, you’ll have to apply for permanent partial disability through workers comp.
What is Permanent Partial Disability?
Basically, there are two kinds of disability benefits in Georgia. One is the kind of disability meant for people who get hurt at work. The other is for people who get hurt on their own time.
Under Georgia workers comp law, we call disability benefits permanent partial disability (PPD). To qualify for PPD, you have to prove that at least one part of your body is permanently injured. It can be any body part: your back, neck or even your knees. You can also qualify with a psychological disability.
Your workers comp doctor will decide if you’re permanently disabled. He’ll write a medical report that says whether you’re disabled or not. He’ll also state what percentage he thinks you are disabled.
If you are permanently disabled, you’ll get 2/3 of your weekly wages. However, nobody wants a worker’s comp case to drag out forever. This is why so many claims are settled in Georgia.
Should You Settle Your Workers Compensation Claim in Georgia?
There are two types of workers comp settlements in Georgia. One is a liability settlement. This is where the insurance company admits that you’re entitled to benefits. They don’t dispute that you’re hurt. They’ll offer a lump sum to settle your claim. Once you receive that lump sum, your case is closed.
The other type of settlement is a non-liability settlement. It’s for cases where the insurance company doesn’t concede that you have a valid claim. They’re only willing to settle so they can make your claim go away. As with any other settlement, once you receive your money, your case will be closed.
Remember, your attorney and the insurance company may agree to a long-term structured settlement. If this is the case, you’ll continue to receive benefits over a certain period of time.
Contact a Workers Compensation Lawyer in Moultrie, Georgia
If you are permanently disabled in Georgia, you need a workers comp lawyer in Moultrie. Your attorney will review your case and see what issues you may encounter. He’ll hire experts to testify to your permanent disability percentage. He will do what it takes to get you the compensation you deserve.
Call and schedule your initial consultation. It costs nothing and gives you a chance to ask any questions you may have.